Every fourth Jan Dhan account inoperative; 5.72 crore have zero balance: RTI

Every fourth Jan Dhan account inoperative; 5.72 crore have zero balance: RTI

According to a recent RTI filing, roughly one in four Pradhan Mantri Jan Dhan Yojana accounts is inactive, with 5.72 crore accounts showing no balance. The scheme now covers over 59 crore customers, whose combined deposits total about ₹3.15 lakh crore as of 12 August 2026. The data highlights significant dormant holdings within the financial inclusion program and underscores the need for further activation efforts.